How to Get Your California Life & Health Insurance License
To get your California life & health insurance license, you'll take the state exam administered by PSI and file your application through CDI online (Sircon) — application filed BEFORE exam. Fingerprints are required (CDI Live Scan vendor / PSI test sites). Note: California is an "apply-first" state — your license application must be on file before you can schedule the exam.
Exam vendor
PSI
Application system
CDI online (Sircon) — application filed BEFORE exam
Fingerprints
Required — CDI Live Scan vendor / PSI test sites
Fees
$74 Live Scan (CDI vendor)
Verified Jul 2026
In California, the license application comes FIRST — before the exam. Don't schedule the test until your application is on file.
Step-by-step
- ★Complete your prelicensing education or exam prep. LicenseIQ offers an online prelicensing course and exam prep you can start today.
- 1Submit license application to CDI FIRST
- 2Schedule the exam at PSI
- 3Pass the exam; do Live Scan fingerprints at the PSI site same day ($74) if not already done
- 4CDI issues license after background clears
Watch-outs
- California is application-first. Fingerprinting at the PSI exam site on exam day is the fastest path. FBI check runs for ALL applicants incl. non-residents.
Get started in California
California requires a short verification step before your course unlocks. Create your account and we'll walk you through it.
- Full life & health prelicensing course with California-specific exam prep
- 1,000+ practice questions across every exam chapter
- Flashcards + an AI tutor that answers questions 24/7
- Study on your schedule — start today, 100% online
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Official California links
- Schedule the California examPSI
- Apply for your California licenseSircon (CA CDI)
- Book California fingerprintsCDI Live Scan (Capital Live Scan)
- California Department of InsuranceOfficial source
Frequently asked questions
- Who administers the California insurance exam?
- The California life & health insurance exam is administered by PSI.
- Do I need fingerprints for a California insurance license?
- Yes — fingerprints are required for California resident insurance producers (CDI Live Scan vendor / PSI test sites). At PSI test center on exam day (or Live Scan before).
- How do I apply for my California insurance license?
- Applications are filed through CDI online (Sircon) — application filed BEFORE exam. In California, the application must be filed BEFORE you sit the exam.
- What does a California insurance license cost?
- California fees: $74 Live Scan (CDI vendor). Fees can change — always confirm with the state before paying.
- Do I take the exam or apply first in California?
- In California, you file the license application first — before scheduling the exam.