How to Get Your California Life & Health Insurance License
To get your California life & health insurance license, you'll take the state exam administered by PSI and file your application through Sircon — apply after passing the exam. Fingerprints are required (CDI-authorized Live Scan provider).
Mandatory licensing fee stack
First-time California resident Life + Health producer path. Explicit $0 rows are included.
- Exam
- Current PSI/CDI examination price shown before payment in the official scheduling flow
- Application / license
- $188 producer application
- Fingerprint / background
- $74 CDI Live Scan at the cited CDI vendor; other Live Scan locations may charge a different rolling fee
- Transaction / platform
- Plus Sircon service charge if shown at checkout
- Other mandatory
- $0 — no other mandatory fee identified for this first-time resident Life + Health producer path
Total: Add the five rows above. When a row varies, the official checkout or appointment quote is the total-setting mechanism.
Conditions: The official bulletin does not publish a fixed PSI amount; the official scheduling quote is the pricing mechanism
Step-by-step
- ★Complete your prelicensing education or exam prep. LicenseIQ offers an online prelicensing course and exam prep you can start today.
- 1Prepare for, schedule and pass your PSI license examination
- 2Submit the appropriate license application through Sircon after passing the exam
- 3Submit Live Scan fingerprints following the current CDI applicant instructions
- 4Complete the approved 12-hour Ethics and California Insurance Code course and confirm the provider reports it before license issuance
- 5Check your application status with CDI; license issuance requires education and background clearance
Watch-outs
- The 20-hour Life/Health prelicensing requirement ended January 1, 2026. The approved 12-hour Ethics and California Insurance Code course is still required before license issuance.
- CDI pages differ on the order of fingerprints and application. Check the current linked application and fingerprint instructions when arranging Live Scan.
Prepare for your California Life & Health exam
LicenseIQ offers exam preparation. California still requires a separate approved 12-hour Ethics and California Insurance Code course before license issuance. Review your checkout offer for the included course and enrollment instructions.
- Life & Health exam preparation; the required ethics course is completed separately
- 1,000+ practice questions across every exam chapter
- Flashcards + an AI tutor that answers questions 24/7
- Study on your schedule — start today, 100% online
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Official California links
- Schedule the California examPSI
- Apply for your California licenseSircon (CA CDI)
- Book California fingerprintsCDI Live Scan (Capital Live Scan)
- California Department of InsuranceOfficial source
Frequently asked questions
- Who administers the California insurance exam?
- The California life & health insurance exam is administered by PSI.
- Do I need fingerprints for a California insurance license?
- Yes — fingerprints are required for California resident insurance producers (CDI-authorized Live Scan provider). Arrange Live Scan with your license application; follow the current CDI fingerprint instructions..
- How do I apply for my California insurance license?
- Applications are filed through Sircon — apply after passing the exam.
- What does a California insurance license cost?
- California mandatory fee stack: Exam: Current PSI/CDI examination price shown before payment in the official scheduling flow; Application / license: $188 producer application; Fingerprint / background: $74 CDI Live Scan at the cited CDI vendor; other Live Scan locations may charge a different rolling fee; Transaction / platform: Plus Sircon service charge if shown at checkout; Other mandatory: $0 — no other mandatory fee identified for this first-time resident Life + Health producer path. Sources were accessed 2026-08-24; variable fees use the official checkout or appointment pricing mechanism.