How to Get Your Florida Life & Health Insurance License
To get your Florida life & health insurance license, you'll take the state exam administered by Pearson VUE and file your application through DFS MyProfile — application filed BEFORE exam. Fingerprints are required (IdentoGO (IDEMIA)). Note: Florida is an "apply-first" state — your license application must be on file before you can schedule the exam.
Mandatory licensing fee stack
First-time Florida resident Life + Health producer path. Explicit $0 rows are included.
- Exam
- $44 2-15 Life, Health & Variable Annuity exam
- Application / license
- $50 application
- Fingerprint / background
- Approximately $49.50 IdentoGO fingerprinting; quote can change
- Transaction / platform
- $0 — no NIPR transaction fee on the MyProfile filing path
- Other mandatory
- $5 license ID
Total: Add the five rows above. When a row varies, the official checkout or appointment quote is the total-setting mechanism.
Conditions: Fingerprint vendor quote is variable
In Florida, the license application comes FIRST — before the exam. Don't schedule the test until your application is on file.
Step-by-step
- ★Complete your prelicensing education or exam prep. LicenseIQ offers an online prelicensing course and exam prep you can start today.
- 1Create a MyProfile account & submit the license application FIRST ($50 + $5)
- 2Get fingerprinted at IdentoGO (~$49.50 + county tax)
- 3Schedule & pass the exam at Pearson VUE (bring course certificate)
- 4DFS issues license once app + prints + exam all clear
Watch-outs
- Florida is application-first: you cannot sit the exam without an application on file. Fingerprints required for ALL applicants incl. non-residents.
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Online prelicensing course and exam prep for Florida. Study on your schedule, pass the exam, and get licensed.
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Official Florida links
- Schedule the Florida examPearson VUE
- Apply for your Florida licenseFL DFS MyProfile
- Book Florida fingerprintsIdentoGO (Florida portal)
- Florida Department of InsuranceOfficial source
Frequently asked questions
- Who administers the Florida insurance exam?
- The Florida life & health insurance exam is administered by Pearson VUE.
- Do I need fingerprints for a Florida insurance license?
- Yes — fingerprints are required for Florida resident insurance producers (IdentoGO (IDEMIA)). After application, BEFORE exam.
- How do I apply for my Florida insurance license?
- Applications are filed through DFS MyProfile — application filed BEFORE exam. In Florida, the application must be filed BEFORE you sit the exam.
- What does a Florida insurance license cost?
- Florida mandatory fee stack: Exam: $44 2-15 Life, Health & Variable Annuity exam; Application / license: $50 application; Fingerprint / background: Approximately $49.50 IdentoGO fingerprinting; quote can change; Transaction / platform: $0 — no NIPR transaction fee on the MyProfile filing path; Other mandatory: $5 license ID. Sources were accessed 2026-08-24; variable fees use the official checkout or appointment pricing mechanism.
- Do I take the exam or apply first in Florida?
- In Florida, you file the license application first — before scheduling the exam.