How to Get Your Massachusetts Life & Health Insurance License
To get your Massachusetts life & health insurance license, you'll take the state exam administered by Pearson VUE and file your application through NIPR. No fingerprints are required.
Exam vendor
Pearson VUE
Application system
NIPR
Fingerprints
Not required
Mandatory fees
Complete verified stack below
Verified Jul 2026
Mandatory licensing fee stack
First-time Massachusetts resident Life + Health producer path. Explicit $0 rows are included.
- Exam
- $37 Life + $37 Accident & Health; $74 total
- Application / license
- $225 producer application
- Fingerprint / background
- $0; fingerprints not listed as required for this path
- Transaction / platform
- Plus NIPR transaction fee shown at checkout
- Other mandatory
- $0 — no other mandatory fee identified for this first-time resident Life + Health producer path
Total: Add the five rows above. When a row varies, the official checkout or appointment quote is the total-setting mechanism.
Conditions: NIPR transaction fee varies at checkout
Step-by-step
- ★Complete your prelicensing education or exam prep. LicenseIQ offers an online prelicensing course and exam prep you can start today.
- 1Pass the Massachusetts L&H exam
- 2Apply via NIPR
- 3License issued after review
Watch-outs
- Pearson VUE testing is in-person only — no remote/online exams (29 MA test centers).
Ready to start your Massachusetts prelicensing?
Online prelicensing course and exam prep for Massachusetts. Study on your schedule, pass the exam, and get licensed.
- Full life & health prelicensing course with Massachusetts-specific exam prep
- 1,000+ practice questions across every exam chapter
- Flashcards + an AI tutor that answers questions 24/7
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Official Massachusetts links
- Schedule the Massachusetts examPearson VUE
- Apply for your Massachusetts licenseNIPR
- Massachusetts Department of InsuranceOfficial source
Frequently asked questions
- Who administers the Massachusetts insurance exam?
- The Massachusetts life & health insurance exam is administered by Pearson VUE.
- Do I need fingerprints for a Massachusetts insurance license?
- No — Massachusetts does not require fingerprints for resident insurance producer applicants.
- How do I apply for my Massachusetts insurance license?
- Applications are filed through NIPR.
- What does a Massachusetts insurance license cost?
- Massachusetts mandatory fee stack: Exam: $37 Life + $37 Accident & Health; $74 total; Application / license: $225 producer application; Fingerprint / background: $0; fingerprints not listed as required for this path; Transaction / platform: Plus NIPR transaction fee shown at checkout; Other mandatory: $0 — no other mandatory fee identified for this first-time resident Life + Health producer path. Sources were accessed 2026-08-24; variable fees use the official checkout or appointment pricing mechanism.