How to Get Your Michigan Life & Health Insurance License
To get your Michigan life & health insurance license, you'll take the state exam administered by PSI and file your application through NIPR. No fingerprints are required.
Exam vendor
PSI
Application system
NIPR
Fingerprints
Not required
Mandatory fees
Complete verified stack below
Verified Jul 2026
Mandatory licensing fee stack
First-time Michigan resident Life + Health producer path. Explicit $0 rows are included.
- Exam
- $41 combined Life, Accident & Health examination
- Application / license
- $10 resident producer application
- Fingerprint / background
- $0; fingerprints not listed as required for this path
- Transaction / platform
- Plus NIPR transaction fee shown at checkout
- Other mandatory
- $0 — no other mandatory fee identified for this first-time resident Life + Health producer path
Total: Add the five rows above. When a row varies, the official checkout or appointment quote is the total-setting mechanism.
Conditions: The current PSI bulletin effective June 10, 2025 lists the combined examination at $41
Step-by-step
- ★Complete your prelicensing education or exam prep. LicenseIQ offers an online prelicensing course and exam prep you can start today.
- 1Pass the Michigan L&H exam at PSI
- 2Apply via NIPR
- 3License issued after review
Watch-outs
- No fingerprints for producers.
Get started in Michigan
Michigan requires a short verification step before your course unlocks. Create your account and we'll walk you through it.
- Full life & health prelicensing course with Michigan-specific exam prep
- 1,000+ practice questions across every exam chapter
- Flashcards + an AI tutor that answers questions 24/7
- Study on your schedule — start today, 100% online
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Official Michigan links
- Schedule the Michigan examPSI
- Apply for your Michigan licenseNIPR
- Michigan Department of InsuranceOfficial source
Frequently asked questions
- Who administers the Michigan insurance exam?
- The Michigan life & health insurance exam is administered by PSI.
- Do I need fingerprints for a Michigan insurance license?
- No — Michigan does not require fingerprints for resident insurance producer applicants.
- How do I apply for my Michigan insurance license?
- Applications are filed through NIPR.
- What does a Michigan insurance license cost?
- Michigan mandatory fee stack: Exam: $41 combined Life, Accident & Health examination; Application / license: $10 resident producer application; Fingerprint / background: $0; fingerprints not listed as required for this path; Transaction / platform: Plus NIPR transaction fee shown at checkout; Other mandatory: $0 — no other mandatory fee identified for this first-time resident Life + Health producer path. Sources were accessed 2026-08-24; variable fees use the official checkout or appointment pricing mechanism.