How to Get Your Michigan Life & Health Insurance License

To get your Michigan life & health insurance license, you'll take the state exam administered by PSI and file your application through NIPR. No fingerprints are required.

Exam vendor
PSI
Application system
NIPR
Fingerprints
Not required
Fees
No unusual fees noted
Verified Jul 2026

Step-by-step

  1. Complete your prelicensing education or exam prep. LicenseIQ offers an online prelicensing course and exam prep you can start today.
  2. 1
    Pass the Michigan L&H exam at PSI
  3. 2
    Apply via NIPR
  4. 3
    License issued after review

Watch-outs

  • No fingerprints for producers.

Get started in Michigan

Michigan requires a short verification step before your course unlocks. Create your account and we'll walk you through it.

  • Full life & health prelicensing course with Michigan-specific exam prep
  • 1,000+ practice questions across every exam chapter
  • Flashcards + an AI tutor that answers questions 24/7
  • Study on your schedule — start today, 100% online

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Official Michigan links

Frequently asked questions

Who administers the Michigan insurance exam?
The Michigan life & health insurance exam is administered by PSI.
Do I need fingerprints for a Michigan insurance license?
No — Michigan does not require fingerprints for resident insurance producer applicants.
How do I apply for my Michigan insurance license?
Applications are filed through NIPR.