How to Get Your Minnesota Life & Health Insurance License
To get your Minnesota life & health insurance license, you'll take the state exam administered by PSI and file your application through NIPR. Fingerprints are required (PSI test centers ($63.75) / police (+$32)).
Exam vendor
PSI
Application system
NIPR
Fingerprints
Required — PSI test centers ($63.75) / police (+$32)
Mandatory fees
Complete verified stack below
Verified Jul 2026
Mandatory licensing fee stack
First-time Minnesota resident Life + Health producer path. Explicit $0 rows are included.
- Exam
- $45 combined Life, Accident & Health examination
- Application / license
- $50 base + $50 per authority; $150 for Life + Health
- Fingerprint / background
- $63.75 at PSI, or police collection charge plus $32 processing
- Transaction / platform
- Plus NIPR transaction fee shown at checkout
- Other mandatory
- $0 — no other mandatory fee identified for this first-time resident Life + Health producer path
Total: Add the five rows above. When a row varies, the official checkout or appointment quote is the total-setting mechanism.
Conditions: The current PSI bulletin lists the combined examination at $45
Step-by-step
- ★Complete your prelicensing education or exam prep. LicenseIQ offers an online prelicensing course and exam prep you can start today.
- 1Schedule the Minnesota L&H exam at PSI
- 2Pass the exam & get fingerprinted at the PSI center same visit ($63.75)
- 3Apply via NIPR
- 4License issued after clearance
Watch-outs
- Cheapest & fastest to fingerprint at the PSI center; police-station route costs more.
Get started in Minnesota
Minnesota requires a short verification step before your course unlocks. Create your account and we'll walk you through it.
- Full life & health prelicensing course with Minnesota-specific exam prep
- 1,000+ practice questions across every exam chapter
- Flashcards + an AI tutor that answers questions 24/7
- Study on your schedule — start today, 100% online
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Official Minnesota links
- Schedule the Minnesota examPSI
- Apply for your Minnesota licenseNIPR
- Minnesota Department of InsuranceOfficial source
Frequently asked questions
- Who administers the Minnesota insurance exam?
- The Minnesota life & health insurance exam is administered by PSI.
- Do I need fingerprints for a Minnesota insurance license?
- Yes — fingerprints are required for Minnesota resident insurance producers (PSI test centers ($63.75) / police (+$32)). At PSI test center (or police station).
- How do I apply for my Minnesota insurance license?
- Applications are filed through NIPR.
- What does a Minnesota insurance license cost?
- Minnesota mandatory fee stack: Exam: $45 combined Life, Accident & Health examination; Application / license: $50 base + $50 per authority; $150 for Life + Health; Fingerprint / background: $63.75 at PSI, or police collection charge plus $32 processing; Transaction / platform: Plus NIPR transaction fee shown at checkout; Other mandatory: $0 — no other mandatory fee identified for this first-time resident Life + Health producer path. Sources were accessed 2026-08-24; variable fees use the official checkout or appointment pricing mechanism.