How to Get Your New Jersey Life & Health Insurance License
To get your New Jersey life & health insurance license, you'll take the state exam administered by PSI and file your application through NIPR. Fingerprints are required (IdentoGO Live Scan ($66.05 total)).
Exam vendor
PSI
Application system
NIPR
Fingerprints
Required — IdentoGO Live Scan ($66.05 total)
Mandatory fees
Complete verified stack below
Verified Jul 2026
Mandatory licensing fee stack
First-time New Jersey resident Life + Health producer path. Explicit $0 rows are included.
- Exam
- $47 combined Life & Health producer examination (series 13-03)
- Application / license
- $170 producer application
- Fingerprint / background
- $66.05 fingerprints + background
- Transaction / platform
- Plus NIPR transaction fee shown at checkout
- Other mandatory
- $0 — no other mandatory fee identified for this first-time resident Life + Health producer path
Total: Add the five rows above. When a row varies, the official checkout or appointment quote is the total-setting mechanism.
Conditions: The current PSI bulletin lists series 13-03 at $47
Step-by-step
- ★Complete your prelicensing education or exam prep. LicenseIQ offers an online prelicensing course and exam prep you can start today.
- 1Pass the New Jersey L&H exam at PSI
- 2Apply via NIPR
- 3Complete IdentoGO Live Scan ($66.05 incl. background)
- 4License issued after clearance
Watch-outs
- Failure to complete prints = grounds for denial.
Get started in New Jersey
New Jersey requires a short verification step before your course unlocks. Create your account and we'll walk you through it.
- Full life & health prelicensing course with New Jersey-specific exam prep
- 1,000+ practice questions across every exam chapter
- Flashcards + an AI tutor that answers questions 24/7
- Study on your schedule — start today, 100% online
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Official New Jersey links
- Schedule the New Jersey examPSI
- Apply for your New Jersey licenseNIPR
- Book New Jersey fingerprintsIdentoGO — code 2F16Y3
- New Jersey Department of InsuranceOfficial source
Frequently asked questions
- Who administers the New Jersey insurance exam?
- The New Jersey life & health insurance exam is administered by PSI.
- Do I need fingerprints for a New Jersey insurance license?
- Yes — fingerprints are required for New Jersey resident insurance producers (IdentoGO Live Scan ($66.05 total)). With application.
- How do I apply for my New Jersey insurance license?
- Applications are filed through NIPR.
- What does a New Jersey insurance license cost?
- New Jersey mandatory fee stack: Exam: $47 combined Life & Health producer examination (series 13-03); Application / license: $170 producer application; Fingerprint / background: $66.05 fingerprints + background; Transaction / platform: Plus NIPR transaction fee shown at checkout; Other mandatory: $0 — no other mandatory fee identified for this first-time resident Life + Health producer path. Sources were accessed 2026-08-24; variable fees use the official checkout or appointment pricing mechanism.