How to Get Your New Jersey Life & Health Insurance License

To get your New Jersey life & health insurance license, you'll take the state exam administered by PSI and file your application through NIPR. Fingerprints are required (IdentoGO Live Scan ($66.05 total)).

Exam vendor
PSI
Application system
NIPR
Fingerprints
Required — IdentoGO Live Scan ($66.05 total)
Fees
$66.05 fingerprints + background
Verified Jul 2026

Step-by-step

  1. Complete your prelicensing education or exam prep. LicenseIQ offers an online prelicensing course and exam prep you can start today.
  2. 1
    Pass the New Jersey L&H exam at PSI
  3. 2
    Apply via NIPR
  4. 3
    Complete IdentoGO Live Scan ($66.05 incl. background)
  5. 4
    License issued after clearance

Watch-outs

  • Failure to complete prints = grounds for denial.

Get started in New Jersey

New Jersey requires a short verification step before your course unlocks. Create your account and we'll walk you through it.

  • Full life & health prelicensing course with New Jersey-specific exam prep
  • 1,000+ practice questions across every exam chapter
  • Flashcards + an AI tutor that answers questions 24/7
  • Study on your schedule — start today, 100% online

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Official New Jersey links

Frequently asked questions

Who administers the New Jersey insurance exam?
The New Jersey life & health insurance exam is administered by PSI.
Do I need fingerprints for a New Jersey insurance license?
Yes — fingerprints are required for New Jersey resident insurance producers (IdentoGO Live Scan ($66.05 total)). With application.
How do I apply for my New Jersey insurance license?
Applications are filed through NIPR.
What does a New Jersey insurance license cost?
New Jersey fees: $66.05 fingerprints + background. Fees can change — always confirm with the state before paying.