How to Get Your New York Life & Health Insurance License
To get your New York life & health insurance license, you'll take the state exam administered by PSI and file your application through NYDFS portal / NIPR. No fingerprints are required.
Exam vendor
PSI
Application system
NYDFS portal / NIPR
Fingerprints
Not required
Mandatory fees
Complete verified stack below
Verified Jul 2026
Mandatory licensing fee stack
First-time New York resident Life + Health producer path. Explicit $0 rows are included.
- Exam
- $33 per examination; the official NYDFS/PSI selection determines whether the chosen Life + Health license path uses one or two examinations
- Application / license
- $40 if issued for one year or less; $80 if issued for more than one year
- Fingerprint / background
- $0; fingerprints not listed as required for this path
- Transaction / platform
- Plus platform transaction fee if the chosen NYDFS/NIPR filing path assesses one
- Other mandatory
- $0 — no other mandatory fee identified for this first-time resident Life + Health producer path
Total: Add the five rows above. When a row varies, the official checkout or appointment quote is the total-setting mechanism.
Conditions: New York prices each examination separately and the selected license path determines the count
Step-by-step
- ★Complete your prelicensing education or exam prep. LicenseIQ offers an online prelicensing course and exam prep you can start today.
- 1Pass the New York L&H exam at PSI
- 2Apply via the NYDFS licensing portal
- 3License issued after review
Watch-outs
- No fingerprints for producers (adjusters yes). NY uses its own DFS application portal.
Get started in New York
New York requires a short verification step before your course unlocks. Create your account and we'll walk you through it.
- Full life & health prelicensing course with New York-specific exam prep
- 1,000+ practice questions across every exam chapter
- Flashcards + an AI tutor that answers questions 24/7
- Study on your schedule — start today, 100% online
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Official New York links
- Schedule the New York examPSI
- Apply for your New York licenseNY DFS portal
- New York Department of InsuranceOfficial source
Frequently asked questions
- Who administers the New York insurance exam?
- The New York life & health insurance exam is administered by PSI.
- Do I need fingerprints for a New York insurance license?
- No — New York does not require fingerprints for resident insurance producer applicants.
- How do I apply for my New York insurance license?
- Applications are filed through NYDFS portal / NIPR.
- What does a New York insurance license cost?
- New York mandatory fee stack: Exam: $33 per examination; the official NYDFS/PSI selection determines whether the chosen Life + Health license path uses one or two examinations; Application / license: $40 if issued for one year or less; $80 if issued for more than one year; Fingerprint / background: $0; fingerprints not listed as required for this path; Transaction / platform: Plus platform transaction fee if the chosen NYDFS/NIPR filing path assesses one; Other mandatory: $0 — no other mandatory fee identified for this first-time resident Life + Health producer path. Sources were accessed 2026-08-24; variable fees use the official checkout or appointment pricing mechanism.