How to Get Your Pennsylvania Life & Health Insurance License
To get your Pennsylvania life & health insurance license, you'll take the state exam administered by PSI and file your application through NIPR. Fingerprints are required (IdentoGO — service code 1KGBGJ).
Exam vendor
PSI
Application system
NIPR
Fingerprints
Required — IdentoGO — service code 1KGBGJ
Mandatory fees
Complete verified stack below
Verified Jul 2026
Mandatory licensing fee stack
First-time Pennsylvania resident Life + Health producer path. Explicit $0 rows are included.
- Exam
- $53 combined Life, Accident & Health examination
- Application / license
- $55 producer application
- Fingerprint / background
- Variable IdentoGO fee shown at appointment
- Transaction / platform
- Plus NIPR transaction fee shown at checkout
- Other mandatory
- $0 — no other mandatory fee identified for this first-time resident Life + Health producer path
Total: Add the five rows above. When a row varies, the official checkout or appointment quote is the total-setting mechanism.
Conditions: The Pennsylvania Insurance Department-hosted bulletin lists the combined examination at $53
Step-by-step
- ★Pennsylvania eliminated its pre-licensing course requirement effective April 29, 2025 — you can go straight to exam prep. LicenseIQ's course gets you ready to pass the PSI exam on your first try.
- 1Pass the Pennsylvania L&H exam at PSI
- 2Apply via NIPR
- 3THEN register at IdentoGO with service code 1KGBGJ and get fingerprinted
- 4License issued after FBI background clears
Watch-outs
- Do NOT fingerprint before applying — prints received without a matching application are discarded.
Ready to pass your Pennsylvania exam?
Pennsylvania no longer requires a pre-licensing course — you just need to pass the PSI exam. LicenseIQ's exam prep gets you ready to pass on your first try.
- Complete Life & Health exam prep with Pennsylvania-specific practice exams
- 1,000+ practice questions across every exam chapter
- Flashcards + an AI tutor that answers questions 24/7
- Study on your schedule — start today, 100% online
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Official Pennsylvania links
- Schedule the Pennsylvania examPSI
- Apply for your Pennsylvania licenseNIPR
- Book Pennsylvania fingerprintsIdentoGO — code 1KGBGJ
- Pennsylvania Department of InsuranceOfficial source
Frequently asked questions
- Does Pennsylvania require a pre-licensing course?
- No — Pennsylvania eliminated its pre-licensing education requirement effective April 29, 2025. You only need to pass the PSI exam. Structured exam prep can help you cover the official exam outline and practice weak topics, but it does not guarantee an exam result.
- Who administers the Pennsylvania insurance exam?
- The Pennsylvania life & health insurance exam is administered by PSI.
- Do I need fingerprints for a Pennsylvania insurance license?
- Yes — fingerprints are required for Pennsylvania resident insurance producers (IdentoGO — service code 1KGBGJ). AFTER application (prints without an application are rejected).
- How do I apply for my Pennsylvania insurance license?
- Applications are filed through NIPR.
- What does a Pennsylvania insurance license cost?
- Pennsylvania mandatory fee stack: Exam: $53 combined Life, Accident & Health examination; Application / license: $55 producer application; Fingerprint / background: Variable IdentoGO fee shown at appointment; Transaction / platform: Plus NIPR transaction fee shown at checkout; Other mandatory: $0 — no other mandatory fee identified for this first-time resident Life + Health producer path. Sources were accessed 2026-08-24; variable fees use the official checkout or appointment pricing mechanism.