How to Get Your Rhode Island Life & Health Insurance License
To get your Rhode Island life & health insurance license, you'll take the state exam administered by Pearson VUE and file your application through NIPR. No fingerprints are required.
Exam vendor
Pearson VUE
Application system
NIPR
Fingerprints
Not required
Mandatory fees
Complete verified stack below
Verified Jul 2026
Mandatory licensing fee stack
First-time Rhode Island resident Life + Health producer path. Explicit $0 rows are included.
- Exam
- $80 Life + $80 Accident & Health; buy one get one free when scheduled back-to-back ($80 same-session total, otherwise $160)
- Application / license
- $120 producer application
- Fingerprint / background
- Required certified Rhode Island BCI background check: $5 state name-based check; fingerprints are not required for this check
- Transaction / platform
- NIPR transaction fee shown at checkout
- Other mandatory
- E&O insurance starts at $26.25/month through NAPA; final premium varies by coverage and eligibility. Coverage is mandatory for producers who sell, solicit, or negotiate
Total: Add the five rows above. When a row varies, the official checkout or appointment quote is the total-setting mechanism.
Conditions: E&O premium and NIPR fee vary; exam total depends on same-session scheduling; in-person BCI card-processing fees may apply
Step-by-step
- ★Complete your prelicensing education or exam prep. LicenseIQ offers an online prelicensing course and exam prep you can start today.
- 1Pass the Rhode Island L&H exam
- 2Apply via NIPR
- 3License issued after review
Ready to start your Rhode Island prelicensing?
Online prelicensing course and exam prep for Rhode Island. Study on your schedule, pass the exam, and get licensed.
- Full life & health prelicensing course with Rhode Island-specific exam prep
- 1,000+ practice questions across every exam chapter
- Flashcards + an AI tutor that answers questions 24/7
- Study on your schedule — start today, 100% online
Klarna financing available · Covered by our 7-day refund policy
Official Rhode Island links
- Schedule the Rhode Island examPearson VUE
- Apply for your Rhode Island licenseNIPR
- Rhode Island Department of InsuranceOfficial source
Frequently asked questions
- Who administers the Rhode Island insurance exam?
- The Rhode Island life & health insurance exam is administered by Pearson VUE.
- Do I need fingerprints for a Rhode Island insurance license?
- No — Rhode Island does not require fingerprints for resident insurance producer applicants.
- How do I apply for my Rhode Island insurance license?
- Applications are filed through NIPR.
- What does a Rhode Island insurance license cost?
- Rhode Island mandatory fee stack: Exam: $80 Life + $80 Accident & Health; buy one get one free when scheduled back-to-back ($80 same-session total, otherwise $160); Application / license: $120 producer application; Fingerprint / background: Required certified Rhode Island BCI background check: $5 state name-based check; fingerprints are not required for this check; Transaction / platform: NIPR transaction fee shown at checkout; Other mandatory: E&O insurance starts at $26.25/month through NAPA; final premium varies by coverage and eligibility. Coverage is mandatory for producers who sell, solicit, or negotiate. Sources were accessed 2026-08-24; variable fees use the official checkout or appointment pricing mechanism.